Perhaps I should add that I was one of the "lucky" ones. After high school, I worked a little bit before going to college and getting a degree. For the most part, it has worked out for me in that regard. But I know that others weren't so lucky. Most of us obeyed and didn't go to college or save for retirement and are paying dearly for it, even decades later. I'm not saying that a degree would guarantee a good paying job and retirement security, but it would have certainly helped.
What say you?